When you owe the IRS back taxes and ignore, or don't respond to IRS collection letters and notices – there are several enforcement actions that IRS will take to "get your attention" and force you to deal with the issue. Unfortunately, each of these IRS actions are all too common, they are hitting unsuspecting citizens everyday – and they can quickly turn your life upside down. Whatever you do, don't ignore IRS back taxes. When it's your life, your family, and your assets at risk – it's critical to take action to get the best possible resolution before the IRS takes action against your wages, your social security check, your bank account or other personal or business property or asset. Protect your rights and assets. See if you qualify for IRS relief.

Whatever you do, don't ignore IRS back taxes. When it's your life, your family, and your assets at risk - it's critical to take action to get the best possible resolution...

1. IRS Wage Garnishment Get help with IRS wage garnishments

If you owe a tax debt to the Internal Revenue Service, the IRS will garnish your paycheck. What's worse, unlike many other creditors who take action to garnish your wages, the IRS has the legal authority to seize your wages without getting a judgment in advance. On top of this, the amount the IRS can take from your paycheck is more than what other creditors are allowed to take.

In fact, tax code does not limit what the IRS can take from you.

It only places a limit on what the IRS is required to leave so that you can pay for basic living necessities, according to the number of tax exemptions you claim. If you owe back taxes to the IRS and are facing, or concerned about a wage garnishment – there are experienced tax resolution specialists who can provide immediate help to stop or remove a wage garnishment.

2. IRS Bank Account Levy Get help with an IRS bank account levy

If you owe back taxes to the IRS for one or more years and haven't responded to IRS notices or, you haven't received notices because the IRS doesn't have your current address – you may suddenly wake up to discover a levy has been placed on your bank account. That is, your bank account is frozen for the amount necessary to satisfy your unpaid IRS taxes. The bank then freezes the funds in your checking, savings, or other account and then is required to, according to the IRS, "wait 21 calendar days after a levy is served before sending payment." This gives you a short window of opportunity to negotiate a levy release so the funds can be available once again in your account.

If your bank does not receive a "release", it is required to send the payment to the IRS after the 21-day holding period.

If you owe back taxes to the IRS and are facing, or concerned about a levy on your bank account, there are tax debt resolution experts who can assess your current situation and advise you of the best course of action and then negotiate directly with the IRS on your behalf to stop or prevent a bank levy.

3. IRS Tax Lien Get help with an IRS tax lien

Another common IRS enforcement action to collect on back taxes is a tax lien. "A federal tax lien is the government's legal claim against your property." For example,

if you have unpaid tax debt, a tax lien could be put on your home to give the IRS assurance that when you sell your home, they will get paid.

The tax lien chain of events are predictable: The IRS puts your balance due on the books; then sends you a bill that explains how much you owe (Notice of Demand for Payment); then should you "neglect or refuse to fully pay the debt in time" - the IRS simply files a public document, the "Notice of Federal Tax Lien" – to alert your creditors that the government has the legal right to your property. If you are facing, or are concerned about a tax lien, help is available. There are tax lien release specialists who can work directly with the IRS on your behalf to stop or release an IRS tax lien.

4. IRS Seizure of Property Get help with IRS seizure of property

Whereas a bank levy is the IRS enforcement action against your personal bank account(s) to satisfy outstanding tax debt and a tax lien is a claim against your personal property, the IRS also has the right to "seize and sell any type of real or personal property that you own or have an interest in." For example, if you owe back taxes to the IRS and do not respond to IRS collection letters or notices,

the IRS has the broad authority to seize the vast majority of a taxpayer's assets and sell them (at fair market value) to satisfy a debt.

However, the IRS cannot legally take everything. Some of the items that may be exempt from IRS seizure are clothing, educational books, trade equipment, undelivered mail, Congressional Medal of Honor benefits, worker's compensation, and child support. Some of the items the IRS can legally seize are cars, boats, retirement accounts, homes, and other personal property. The IRS can also seize your federal or state tax refund check. if you owe back taxes, child support, are in bankruptcy, or if you've defaulted on student loans. If you owe back taxes and are concerned that you may be facing an IRS levy or seizure, there's no reason to lose sleep at night thinking you may wake up to find out your property has been seized by the IRS. There are tax debt resolution specialists who can work directly on your behalf with the IRS to favorably resolve your IRS tax debt before IRS action is taken. It's important that you know your rights as a taxpayer and protect your assets.

5. IRS Business Levy or Lien Get help with IRS business levy or lien

If you are self-employed or a business owner who owes back taxes (payroll or otherwise) the IRS has the legal right to place tax liens or tax levies against the business, or against the personal bank accounts or assets of the owners of the business. Particularly, business owners who haven't properly paid payroll taxes for employees may be pursued aggressively by the IRS through any and all tax enforcement remedies available to it – including seizure of company assets, bank levies, tax liens and or assess serious penalties for failure to pay.

If you are an independent contractor, self-employed, or a business owner who owes back taxes to the IRS, it is critical to the future of your business that you do not delay in resolving your back taxes with the IRS.

Failure to act could not only seriously impact the future of your business – but also endanger your family – or employees and families of those who depend on your business. Business tax resolution specialists can provide immediate assistance to stop or prevent IRS business tax liens or tax levies.

The bottom line for individuals and businesses who owe the IRS back taxes:

When you owe back taxes to the IRS (personal or business) the situation can be very stressful. It's understandable if you feel paralyzed by fear and don't know who to trust or where to turn for help. However, it is important to know your legal rights and take steps immediately to protect your assets and accounts. The fact is, the IRS has broad powers under the law and, in many cases, can take action against individuals and businesses without normal judicial proceedings. For this reason, taking no action is the worse thing you can do – and the cost of not knowing your rights and protecting your assets grows more and more everyday. Keep in mind, if you have a serious IRS tax debt, you don't have to face the IRS on your own and negotiate your own resolution – without having the knowledge of what can be rather complex IRS tax relief code. Experienced tax resolution specialists can advise you of your rights under the law and review the tax relief option and remedies available to you - then, with your approval, work on your behalf directly with the IRS to reach a favorable resolution that, not only can greatly reduce stress, but save a substantial amount of money as well.